Saudi Arabia remains a top destination for Indian nurses seeking rewarding international careers, thanks to its competitive salaries, tax-free income, and comprehensive benefits. But what is the real cost of living for Indian nurses in Saudi Arabia? Understanding your monthly expenses and how they compare to your earnings is crucial for financial planning and making the most of your overseas opportunity.

In this blog, we’ll provide a detailed breakdown of living costs, highlight the benefits offered to nurses, and share how Rais Management Services can help you maximize your savings and quality of life.

1. Salary and Benefits for Indian Nurses

Nurse salaries in Saudi Arabia are highly competitive, especially for expatriates. Entry-level nurses typically earn between SAR 6,000 and SAR 8,000 per month, while experienced nurses can earn up to SAR 12,000 monthly, especially in major cities like Riyadh, Jeddah, and Dammam. Importantly, salaries are tax-free, and most employers offer generous benefits such as:

• Free, fully furnished accommodation or a housing allowance
• Free transportation to and from the hospital
• Comprehensive medical insurance
• Annual paid leave and airfare to India
• End-of-service bonuses and sign-on incentives

These benefits significantly reduce your out-of-pocket expenses and allow you to save a substantial portion of your earnings.

2. Housing and Utilities

Accommodation is often provided by employers, especially for international nurses. These are usually modern, fully furnished apartments or villas equipped with essential utilities like air conditioning, Wi-Fi, and kitchen appliances. In most cases:

• Rent: Free (covered by employer) or SAR 1,500–2,500/month if you opt for private housing
• Utilities: Usually included in employer-provided housing; otherwise, SAR 200–400/month for electricity, water, and internet

This arrangement means that for most Indian nurses, housing and utility costs are minimal to zero.

3. Food and Groceries

Food expenses in Saudi Arabia are reasonable, with a wide variety of affordable options:

• Groceries: SAR 800–1,200/month for a single person
• Dining out: SAR 20–50 per meal at a mid-range restaurant
• Monthly food budget: SAR 1,000–1,500 (approx. ₹22,000–₹33,000)

Many nurses find that cooking at home and occasional dining out fits well within this budget.

4. Transportation

Most employers provide free transportation between your accommodation and workplace. For personal travel:

• Public transport: SAR 3–6 per trip (buses, metro in major cities)
• Taxi: SAR 10–30 for short distances
• Car rental (optional): SAR 1,500–2,500/month

With employer-provided transport, your monthly commuting costs are often negligible.

5. Healthcare and Insurance

Nurses receive free medical coverage as part of their employment package. This typically includes:

• Routine medical care and emergency services
• Vaccinations
• Limited dental and optical care (emergency only in some cases)

Personal healthcare expenses are minimal, as most needs are covered by your employer.

6. Entertainment and Lifestyle

Saudi Arabia offers a comfortable lifestyle with affordable entertainment and shopping options:

• Gym membership: SAR 150–300/month
• Cinema ticket: SAR 40–60
• Shopping: Varies, but clothing and electronics are often cheaper than in India
• Social activities: Affordable, with many free or low-cost events for expats

7. Other Expenses

• Mobile/internet: SAR 80–150/month
• Personal care: SAR 100–200/month
• Remittance: Sending money home is easy and low-cost via bank transfers

8. Regional Differences

The cost of living varies by city. Riyadh and Jeddah have higher living costs but also offer higher salaries. Smaller cities are more affordable, but salaries may be slightly lower. Always consider both salary and cost of living when choosing your work location.

9. How Much Can You Save?

With tax-free salaries, free accommodation, and transportation, Indian nurses in Saudi Arabia can save up to 60–70% of their monthly income. This is a significant advantage over working in India or many other countries.

10. How Rais Management Services Supports You

At Rais Management Services, we ensure that every nurse we place in Saudi Arabia receives:

• Transparent information on salaries and benefits
• Guidance on budgeting and cost of living
• End-to-end support with documentation, licensing, and relocation
• Ongoing assistance after placement

Explore our full range of services and read more blogs for tips on maximizing your overseas nursing career.

Ready to Start Your Saudi Nursing Journey?

Let us help you make the most of your international nursing career. Contact Rais Management Services today for a free consultation and personalized guidance on job opportunities, salaries, and living in Saudi Arabia.

Plan your future with confidence—choose Rais Management Services for a rewarding and financially secure nursing career in Saudi Arabia.